Evidence Based Investing

Many retirement plans provide an overwhelming number of mutual fund options. This can confuse employees and may lead them to make unsuitable investment decisions with costly results. These results, as discussed in Dalbar's latest 2012 Qualitative Study of Investor Behavior show that mutual fund investors consistently underperform the relevant index by significant amounts.

Flexibility: Additional mutual funds and self-directed brokerage accounts may be added to your Plans investment options.

Gasber Financial Advisor's provides a simple yet powerful solution. In addition to a carefully selected menu of low cost institutional asset class mutual funds that participants may use to create a portfolio, we provide a series of globally diversified, professionally managed portfolios that allow your employees to easily select an investment strategy appropriate to their goals and risk tolerance.

Evidence Based Investing – Global Portfolio Series

  • 100% Equity

    Equity 100

    Focus on long-term growth of capital. It is designed for those interested in maximizing growth potential and willing to assume a higher level of risk to potentially achieve greater returns. These investors should have a long-term investment horizon and be able to withstand maximum fluctuations in portfolio value. The investment time horizon is typically 20 years or greater.

  • 80% Equity & 20% Fixed Income

    Capital Appreciation 80/20

    It is designed for those interested in maximizing growth potential and willing to assume a higher level of risk to potentially achieve greater returns. These investors should have a long-term investment horizon and be able to withstand substantial fluctuations in portfolio value. The investment time horizon is typically 15 - 20 years or greater.

  • 70% Equity & 30% Fixed Income

    Moderate Growth 70/30

    The portfolio objective is to provide long-term capital appreciation by investing in both fixed income and a greater amount allocated to equity asset classes. It is designed for those who are seeking a growth-oriented portfolio and have a moderate tolerance for portfolio fluctuations. The investment time horizon is typically 10 -15 years or greater.

  • 60% Equity & 40% Fixed Income

    Moderate 60/40

    The objective of this portfolio is to provide a balance between capital preservation and capital appreciation with a bias towards capital appreciation. It is designed for those who are most comfortable with a balanced approach to growth and have an average tolerance for portfolio fluctuations. The investment time horizon is typically 5 – 10 years or greater.

  • 50% Equity & 50% Fixed Income

    Conservative 50/50

    Seeks to provide capital preservation and modest growth of capital by investing in a portfolio that is equally weighted to fixed income and equities. It is designed for those who are most comfortable with a conservative growth approach and have a lower tolerance for portfolio fluctuations. The investment time horizon is typically 3 – 5 years or greater.

  • 40% Equity & 60% Fixed Income

    Defensive 40/60

    A focus on capital preservation with some growth by investing in a portfolio heavily weighted to fixed income. It is designed for those who are most comfortable with a conservative approach and have a lower tolerance for portfolio fluctuations. The investment time horizon is typically three years or greater.